Draft law to reform the health care 101: How much time will it take to repair?
WASHINGTON - Even if health care reform legislation passes, the largest health care system reforms will be a year away.
Huh? If Congress approves the bill, and signed by President Obama, does not make it, as you know, and the law of the land?
Yes. Indeed, some of the big changes take place immediately if this happens.
But some of the most important provisions of the draft law, the giant health is not set to take effect until 2014 or even later. As we said in the first installment of this series of easy English on what is in the health bill, the reform of the health care system is great, walking on foot, naive machine Goldbergian.
It will take time to prepare, in writing, and regulations governing their operations.
youâ ll note that the United States by 2014 will have two mid-term elections for Congress. Three, if you count the one that will occur in 2014 in the late itself. And in 2012 thereâ s the matter a little of the President Obamaâ s run for a second term.
thatâ s just like to point out that the implementation of the reform of the health care system can come in a political climate very different from the one that occurs in the corridor. If the bill passes, that is.
Things that happen first.The draft law to reform the health care makes this point to put things in the first, which was supposed to happen first. They are in sub-heading, and reach the top: "immediate improvements in health care coverage for all Americans." Things in the draft law, which applies to the following immediately:
Insurance companies will not prevent a ceiling age - restrictions on how much money can be paid at the end of the day - on their policies. They will face new restrictions on setting a maximum annual, as well.
Insurance companies will also be forbidden to withdraw your coverage, except in the case of fraud or intentional misrepresentation.
Children will be excluded from coverage because of pre-existing health conditions. In addition, children will be able to stay on their parents policy until the age of 26.
Small businesses that provide health coverage for employees will be eligible for tax credits of up to 50 percent of the premium costs.
Older people who fall into the coverage gap or "donut hole", in the middle of Medicare Part D prescription drug coverage plan will receive $ 250 to help pay their bills.
People with pre-existing health conditions will be able to engage in a new image, but temporary, and high national insurance scheme against risks.
Things that happen later.The a key element of the superstructure Obama's health care reform effort is the individual mandate, as described in part one of this series. Will come most people who live in the United States there is a need for health insurance.
But this does not kick in until 2014, when you start the fines for those who do not have coverage.
Similarly, the support is designed to make buying a sensible policy - the subject of Part II of this series - do not start until then. And exchanges in which individuals and small businesses can buy health insurance (you guessed it - Part III) is not supposed to be up and running for four years, either.
In the end, one of the most popular provisions in the bill of health, will be blocked on the denial of insurance coverage because of pre-existing health conditions, do not take effect until 2014 either. This is because insurance companies will need to be a flood of new customers brought in from the state of the individual to reduce the costs of accepting people who already have health problems.
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